Ramona, CA

Hidden Hikes Deadman Flat Santa Ysabel 1.6-Mile Roundtrip Difficulty: Easy By Jason Ritter       Don't let the name fool you; Deadman Flat is full of life awaiting your interest. Deer can be found grazing in the wind swirled grasses and turkeys found feeding under the refuge of the abundant majestic oak trees. Within minutes of entering you will find yourself alone in a serene countr... More ... Financial Focus How Can Women Build Confidence in Ability to Retire Comfortably? Submitted by Patrick MeskEll       All of us would like to think we will enjoy a comfortable retirement. If you're a woman, however, you might be significantly more nervous than your male peers about life as a retiree. This fear may not be entirely justified, but, in any case, you can greatly improve your outlook for retir... More ... Turning Death Benefits into Living Benefits Consider a Life Insurance Settlement       It is estimated 89.5 percent of universal life policies do not result in death claims. Life settlements typically cater to people over 65 years old and is the sale of an unneeded or unwanted life insurance policy, for a cash payment greater than the policy's surrendered value, but le... More ... Senior Fitness The Importance of Proper Hydration       DEAR JIM: I recently had a nasty "bug" including diarrhea and vomiting for several days. Although I seem to have survived the worst, I am finding that I am still very weak even two weeks later. I started exercising again - mostly just walking - but I'm experiencing cramps in my leg... More ...